/* Base Reset */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Source Sans Pro', sans-serif;
    line-height: 1.7;
    color: #333;
    background-color: #fff;
}

h1, h2, h3 {
    font-family: 'Playfair Display', serif;
    color: #0a192f;
}

.container {
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Hero Section */
.hero {
    position: relative;
    height: 90vh;
    /* Professional finance-themed background image */
    background: url('https://images.unsplash.com/photo-1451187580459-43490279c0fa?auto=format&fit=crop&q=80&w=1600') no-repeat center center/cover;
    color: #fff;
    display: flex;
    flex-direction: column;
}

.overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(to right, rgba(10, 25, 47, 0.9), rgba(10, 25, 47, 0.6));
}

.hero-content {
    position: relative;
    z-index: 2;
    height: 100%;
    display: flex;
    flex-direction: column;
}

.navbar {
    padding: 30px 50px;
}

.logo {
    font-size: 1.4rem;
    font-weight: 700;
    letter-spacing: 2px;
}

.hero-text {
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding-left: 50px;
    max-width: 800px;
}

.hero-text h1 {
    font-size: 3.5rem;
    color: #fff;
    margin-bottom: 20px;
    line-height: 1.2;
}

.hero-text p {
    font-size: 1.2rem;
    margin-bottom: 30px;
    color: #c5a059; /* Gold accent */
    text-transform: uppercase;
    letter-spacing: 1px;
}

.cta-button {
    display: inline-block;
    width: fit-content;
    padding: 15px 40px;
    background-color: #c5a059;
    color: #0a192f;
    text-decoration: none;
    font-weight: 600;
    border-radius: 2px;
    transition: 0.3s;
}

.cta-button:hover {
    background-color: #fff;
}

/* Sections */
.section {
    padding: 80px 0;
}

.center { text-align: center; }

h2 {
    font-size: 2.5rem;
    margin-bottom: 30px;
}

.lead {
    font-size: 1.4rem;
    font-weight: 300;
    margin-bottom: 20px;
    color: #c5a059;
}

/* Grid for Services */
.grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.card {
    background: #f4f7f6;
    padding: 40px 30px;
    border-top: 4px solid #0a192f;
    transition: transform 0.3s;
}

.card:hover {
    transform: translateY(-5px);
}

.card h3 {
    margin-bottom: 15px;
    font-size: 1.2rem;
}

/* Dual Grid for Why Us/Clients */
.dual-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
}

.list-box h3 {
    margin-bottom: 20px;
    border-bottom: 2px solid #c5a059;
    padding-bottom: 10px;
    display: inline-block;
}

ul {
    list-style: none;
}

ul li {
    margin-bottom: 12px;
    position: relative;
    padding-left: 25px;
}

ul li::before {
    content: '→';
    position: absolute;
    left: 0;
    color: #c5a059;
}

/* Footer */
.footer {
    background: #0a192f;
    color: #bdc3c7;
    padding: 80px 0 40px;
}

.footer h3 {
    color: #fff;
    margin-bottom: 20px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

.copyright {
    text-align: center;
    border-top: 1px solid #1a2a44;
    padding-top: 30px;
    font-size: 0.9rem;
}

/* Responsive */
@media (max-width: 768px) {
    .hero-text h1 { font-size: 2.2rem; }
    .hero-text { padding-left: 20px; }
    .dual-grid, .footer-grid { grid-template-columns: 1fr; }
}